The Corona crisis showed us the importance of savings. Despite the pressure from central banks and politicians against savings. They ignore the fact that real wealth comes from real savings. 

Every time an economy enters into a drastic shift. Like the industrial revolution, real wages increase. There are new methods to 

There is a problem with this. This is why you are not facing it most of the time. This comes from the increase in debt. Debt is nothing more and nothing less than economic activity that was pushed forward. It is not a bad thing to simply live within your mean. 

So let’s go back to the lockdown. We all know it is a disaster. But if you have low debt and high personal savings you are in a better position to survive and thrive. 

So why is it so hard to save money? Well here are a few reasons. 

  1. Due to the money printing the purchasing power of currencies around the world vanished. So you need more money to keep up with your standard of living.
  2. Due to the artificial low-interest rates is there no incentive to save money. I don’t get any interest on my savings. So if I put 100 aside I simply loose money.
  3. You need to pay tax over your wealth. Of course, you can do something against this. But this is not considered to be a good thing by the bureaucrats and politicians.
  4. Thanks to all types of welfare programs there is no incentive to take care of yourself. Why does so with the expensive and big welfare programs.

There are alternatives to saving. You can simply put in on the stock market. You can put it into precious metals. You can put it into investment real estate. What is best for you depends on your situation. 

But there is one thing you can do to save money. It is not something big. You simply start buying all your needs into volume. So buy everything you need every month. 

By doing this you are saving money. Most shops operate volume programs. 

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